Credit Reports and Credit Scores

When you apply for credit, a potential lender uses your credit reports and credit scores to help
determine whether to approve your application. Because your credit reports and credit scores
are used frequently, it is essential you understand them.
By the end of this course, you will be able to
• List the three main credit bureaus
• Describe who uses your credit history
• Describe credit reports
• Describe credit scores
• Define identity theft
• List steps for responding to identity theft

Course ID Number: PFI-1007